Totaled Car Help

Your Car Was Totaled.Don't Let The Insurance Company Undervalue It.

A step-by-step guide to challenge lowball offers, understand your rights, and avoid leaving thousands of dollars on the table.

You're Standing in the Middle of a Data-Driven Robbery

Insurance companies want you to quickly accept their offer, not question their algorithm.

You didn’t plan for this.You’re being rushed to accept an offer.The valuation “looks official,” but you don’t know what’s missing.Once you accept, you usually can’t go back.

What's Inside The Toolkit

The Totaled Car Toolkit Includes:

✅ Comparable Worksheet
✅ Word-for-Word Scripts
✅ Hidden Money Checklist
✅ Appraisal Clause
✅ 50-State Guide
✅ 10 Case Studies

Totaled Car Help

Your insurance company just lowballed you.
Here's how to get it back.

✓ Instant PDF Download
✓ Works in All 50 States
✓ Average Increase: $1,500-$3,700
The exact scripts, worksheets, and state-by-state guide
to force them to recalculate—and pay what your car is actually worth.

Most People Leave $2,000-$5,000 on the Table

You don't need to fight for months.
Just send one email.

Insurance companies use software (CCC One, Mitchell) that makes three predictable mistakes on almost every total loss valuation:Trim Level Errors – The algorithm pulls "comparable vehicles" that are actually lower trims. A Honda Accord Sport gets compared to base LE models. That's $3,000-$5,000 you'll never see.Average Condition Default – Even if your car was detailed last month with new tires and brakes, the software marks it "Average" unless you prove otherwise. That's a $500-$1,500 automatic deduction.Sales Tax Calculation – They use a generic state rate (6%) instead of your actual combined rate (state + county + city). In California, New York, Illinois? You're losing $1,500-$2,500.The adjuster isn't trying to cheat you. They're just following what the computer says. But the computer doesn't know your car had a $4,200 tech package or 98% battery health or 18,000 miles instead of 75,000.That's where this toolkit comes in.

You Just Lost Your Car. Don't Lose Thousands More.

Most people who use this process see results after one or two exchanges, let us help you!

You don't need to be confrontational. You don't need to understand insurance law. You just need to show them the data—in the right format, with the right words.The toolkit gives you both.

Marcus was able to increase his vehicle condition rating!


+$1,100

Daniel was able to point out the incorrect sales tax calculation!


+$1,900

Chloe use our comparable worksheet to ensure a market premium!


+$3,700

We can’t guarantee you’ll experience the same results, but the examples outlined here are real composite examples based on real total loss negotiations from 2024-2026.

Take Immediate Action

Let us help you maximize your insurance payout after your car is totaled.

Please note the information provided is for educational and information purposes only. All effort has been expended to present accurate, up-to-date, and reliable, complete information. No warranties of any kind are declared or implied.

Thank you

We look forward to helping you navigate your claim!Email: support [@] totaledcarhelp.com